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Family & long-term payoff

PR vs international student: how much a Canadian degree really costs

A permanent resident pays the same tuition as a citizen. An international student, depending on the program, can pay five to ten times more. For a family with children approaching university age, PR is one of the largest financial decisions they'll make.

Updated November 2026 · 3 min read

The short answer

  • At leading universities such as Toronto and UBC, domestic undergraduate tuition is roughly CAD 6,000–15,000 a year, depending on the program and province.
  • International tuition at the same schools is commonly CAD 45,000–70,000+ a year.
  • Over a four-year degree, PR status can save roughly CAD 150,000–250,000 in tuition alone.
  • PRs also get access to government student loans and grants, more scholarships and provincial health coverage.

1Tuition compared

Program typeDomestic / PR (per year)International (per year)4-year difference
Arts & science≈ CAD 6,000–7,000≈ CAD 45,000–65,000≈ CAD 160,000–230,000
Engineering / commerce≈ CAD 8,000–15,000≈ CAD 55,000–75,000≈ CAD 190,000–250,000
Rounded ranges for 2025–26 at major universities in Ontario and BC. Check each university's fee schedule; fees rise yearly.

2The benefits that aren't on the fee schedule

  • Student aid: PRs qualify for federal and provincial loans and grants.
  • Scholarships: many awards are restricted to citizens and PRs.
  • Co-op and jobs: no work-permit limits on hours or employers.
  • Healthcare: provincial coverage instead of mandatory private plans.
  • No status risk: no study permit to renew, no post-graduation clock.

3The math for a family

A year of one parent's French study costs a few thousand dollars and roughly 500–700 hours. Two children through four-year degrees as PRs rather than international students can save several hundred thousand dollars. Few investments of a year's evenings pay back on that scale. See one parent's French, PR for the family.

4Frequently asked questions

Do permanent residents pay international tuition in Canada?+

No. Permanent residents pay domestic tuition, the same as Canadian citizens, at Canadian universities and colleges.

When does my child start paying domestic fees?+

Once they hold PR status. Universities usually need proof of status before the term's fee deadline.

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